Iya
The way you already save and pay together — now in WhatsApp.
Group savings, bill splitting, contributions for celebrations and school fees, plus instant QR payments for small vendors. The way communities across Africa already manage money, simpler — on the app you open every day.
A short message is the whole interface.
No app to download, no dashboard to learn. Type what you want — start a savings circle, check status, settle a bill — and Iya replies in the chat you already use.
A glimpse of Iya in WhatsApp.
Start a pool in one message.
Open a savings circle, split a bill, or collect contributions for a celebration — with a single message. If someone hasn't paid, Iya quietly reminds them. You never chase a friend for money again.
One QR code, instant payment.
Vendors set up once and get a single QR code. Customers scan inside WhatsApp, confirm the amount, and pay. At the end of each day, one summary message — how much came in, and from how many customers. No dashboard, no login, just a clean running record in the same chat.
One code. One scan. Paid.
Built for trust, not just convenience.
Iya is designed to earn trust the way communities already do — transparently, with a clean record everyone can see.
Transparent ledger
Every payment, reminder, and payout is recorded inside the chat. Anyone in the group can scroll back and see it.
We don't hold your money
In v1, Iya never custodies funds. Money moves through the rails you already trust — we only track who paid and what's next.
Privacy first
Conversations stay in WhatsApp's encrypted environment. We store only what's needed to keep your records straight.
Questions, answered.
Everything you might want to know before joining the waitlist.
Be the first to use Iya.
Be first to try Iya when it opens. No spam — one email when we're ready.